The majority of mortgage applications are processed with automated technology, but lenders can use manual mortgage underwriting for more complex financial situations. If you have a limited credit ...

When buying a home, mortgage underwriters evaluate your risk level to help a lender decide if your application should be approved. The mortgage underwriting process happens behind the scenes after you ...

Executive Conversations is a HousingWire web series that profiles powerful people in the financial industry, highlighting the operations and the people that make this sector tick. In the latest ...

Genworth Mortgage Insurance has announced the launch of GENie, an underwriting platform designed to streamline its operations and enhance underwriter productivity. GENie automates manual underwriting ...

FHA is reversing an earlier decision to remove the rule requiring manual underwriting for mortgages with credit scores below 620 and a ratio of debt to income above 43 percent. The decision, conveyed ...

When you apply for a mortgage or another kind of loan, it can feel like your entire financial life is under a microscope. Through a process called underwriting, the lender reviews factors such as your ...